So for a while, Jack and I have been trying to save for a house. We’ve seen 2 different mortgage advisers, we’ve opened our own Help To Buy ISAs and we’ve researched every possible Government Scheme for first time buyers available. We’ve saved and saved and finally feel like we could be getting somewhere! However, there are downsides to all the saving. Saving £200 into a Help to Buy ISA each month is great, and it realistically sets a precedent for the future of my saving habits, even though it has obviously had a big impact on how we live our lives!